Fifteen calculators. Zero guesswork.
Clean inputs. Instant results. Built mobile-first so you can run scenarios on a listing appointment or a coffee-shop call.
Which mortgage calculator should I use?
Use Mortgage Payment for a monthly payment (PMI is added automatically above 80% loan-to-value), Affordability for a purchase price range, Refinance for a breakeven point, DTI for qualifying ratios, FHA/VA/Conventional/Jumbo for program-specific costs, and Commission Split, Seller Net Proceeds, Home Equity, or Investment Profit Margin for real estate side math. All are free and give instant estimates.
Monthly Mortgage Payment
Estimate principal, interest, taxes & insurance in seconds.
Purchase Price Affordability
How much home a client can comfortably afford.
Refinance Savings
Break-even, monthly savings, and lifetime interest.
Debt-to-Income
Front-end and back-end DTI against guideline thresholds.
FHA Loan Estimate
3.5% down with UFMIP and monthly MIP baked in.
VA Loan Estimate
Zero down with VA funding fee for eligible veterans.
Conventional Loan Estimate
Conforming payment with optional PMI under 20% down.
Jumbo Loan Estimate
High-balance financing above conforming limits.
HELOC Payment
Interest-only draw period and amortized repayment.
Rent vs. Own
The true monthly cost of ownership vs. renting.
Wealth Management Strategy
Compare paying down the mortgage vs. investing the difference over time.
Amortization + Extra Payments
Full schedule with extra monthly, annual, or one-time principal payments.
Real Estate Commission Split
Gross commission, brokerage split, and agent take-home from any sale price.
Seller Net Proceeds
Estimated cash to the seller after loan payoff, commissions, and closing costs.
Home Equity
Current equity, loan-to-value, and available cash-out at any target LTV.
Investment Profit Margin
Net profit, ROI, and margin on a flip or investment property after all costs.